Steve Kalantar – Expert Mortgage Solutions (https://stevekalantar.com) is a Richmond Hill, Ontario–based mortgage brokerage led by seasoned professional Esfandiar “Steve” Kalantar, who brings over 15 years of financial industry experience. With a Bachelor of Commerce in Finance and a certificate in AI/Machine Learning, he specializes in guiding clients through pre-approvals, refinancing, home equity lines of credit, and budgeting strategies using a suite of user-friendly tools like affordability, payment, CMHC, and land transfer tax calculators .
The site emphasizes free, no-obligation pre-approvals to help borrowers negotiate better rates, alongside low-fee services (e.g., $199–$150) for consultations, refinancing, and HELOCs
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